About ACE Home Loans

Low Interest Rate

You only have to take a look around to see why Ace beat the banks with low interest home loans. The banks support thousands of expensive local branches, huge staff numbers and exorbitant overheads due to their size.

At Ace, we specialise in home loans. We operate more efficiently by keeping our overheads low and pass these savings on to you in the form of lower priced home loans.

Flexibility

Standard Variable Rate for home and investment loans

  • No on-going fees or hidden charges.
  • Redraw facilities.
  • No early repayment fees on additional repayments.
  • Switch from variable rate to fixed rate at no cost.
  • Principle & interest or interest only repayments.
  • Payments can be made weekly, half monthly or monthly.
  • Facility for telephone and internet banking.

    Security

    Securitisation has been used successfully in many parts of the world including the USA for over 30 years. Approximately 75% of all home loans in America are now funded this way.

    The Process of securitisation comprises blue chip superannuation funds and major institutions. The "AAA" rating of these Bonds is the highest rating attainable while providing the least risk possible making them very attractive to investors.

    One of Australia's largest and oldest Trustee companies supervises our funding program to ensure it functions correctly.

    In fact the trustee company holds all your security and title documents for you. If mortgage managers do not perform to the satisfaction of the Trustee, they could be replaced and a new manager appointed. In the unlikely event of this happening borrowers would not be affected in any way.